The following fees may be assessed against your account
and the following transaction limitations, if any, applied
to your account.
| Draft printing |
Depending on style |
| Temporary drafts for four |
$2.00 |
| Temporary drafts for eight |
$4.00 |
| Teller check (after 3 monthly) |
$1.00 |
| Money order |
$1.00 |
| Travelers checks |
$1.00 per $100.00 |
Travelers checks for two |
$1.50 per $100.00 |
| Inactive accounts fee |
$26.00 per account |
| Dormant account (one-time fee charged before turning over to the state) |
$26.00 |
| Overdraft protection transfer from savings |
$3.00 |
| Nonsufficient funds & overdraft fee (includes debit card & ATM transactions, drafts, ACH items, & Courtesy Pay) |
$20.00 per item |
| Account closure within 90 days of opening |
$15.00 |
| Replace debit card/credit card |
$5.00 |
| ATM cash withdrawal & inquiry fee (no fee if using FCFCU's ATM) |
$1.00 per transaction |
| Return check on member deposit |
$5.00 |
| Account activity printout |
$1.00 per page |
| Account research (one hour minimum) |
$15.00 per hour |
| Account balancing assistance |
$15.00 per hour |
| Copy of statement |
$3.00 per statement |
| Stop payments |
$10.00 |
Stop payments two or more items (checks in a series) |
$15.00 |
Outgoing wire transfer - Western Union |
$15.00 |
Domestic outgoing wire transfer |
$15.00 |
Foreign outgoing wire transfer |
$40.00 |
| Photocopy |
$1.00 per page |
Copy of draft (two free copies per month) |
$2.00 per draft after second copy |
| NADA book value |
$1.00 per page |
| Check cashing (fee will be applied if account balance is under $100 & if there is not an active checking or loan account) |
$1.00 per hundred not to exceed $5.00 |
| Returned statement fee (for returned mail due to wrong address) |
$5.00 per item |
| Safe deposit box (change of locks based on locksmith charges) |
| 3 x 10 |
$25.00 per year |
| 5 x 10 |
$35.00 per year |
| 10 x 10 |
$45.00 per year |
| Drilling of safe deposit box |
$100.00 |
TELELINE (Audio Response) 1-888-738-3111 |
Free |
Certificate Account Penalties: |
Term: 6 months - 1 year |
90 days interest |
Term: 2 years - 5 years |
180 days interest |
| Late fee on loan payments after 10 day grace period |
5% of monthly payment due |
| Coin machine |
3% of total |
| Gift card fee |
$3.95 per card |
